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Here you’ll find the information you need to start your home renovation loan journey.
Make your house the home you love.

Buy and improve an imperfect home in the perfect neighborhood
Repair a roof or foundation now before problems arise
Increase your home’s value with renovation projects
Upgrade your kitchen, bath, or yard
Add space or accessibility — or even a pool

Planet offers a wide range of renovation loan products, including FHA, VA, and Conventional options.

Renew. Reimagine. Renovate.

No matter your renovation needs, Planet has
the right mortgage tool for the job.

888-888-8888

Buy or Refi and Renovate with One Easy Home Loan
Why compete against other homebuyers for a turnkey house when you can buy (or refi!) and renovate to make your home
perfect for you? These are some of our available options — fill out the form for a free consultation with one of our renovation professionals and find the right home loan for your needs.

FHA 203(k) Limited & Standard
Great for buying or refinancing and renovating at the same time. Do small projects like new kitchen finishes or large ones like an added bath or bedroom.

Fannie Mae HomeStyle^®
A HomeStyle^® renovation mortgage loan can fund luxury upgrades, like a backyard pool oasis or renovate the inside of your home to make it yours. ADUs also permitted!

Freddie Mac CHOICERenovation^®
Build an office space, a pool, or add an Accessory Dwelling Unit (ADU) — perfect for improvements that add value to your home.

VA Alteration & Repairs
Eligible VA borrowers can finance home upgrades — add accessibility or upgrade to make it the home of your dreams!

High-Balance Renovation Loans
In a high-cost area, access the equity in your home with an FHA or Conventional cash-out refinance. For example, turn a bath into a resort-worthy spa!

Ready to renew, reimagine, renovate?

At Planet Home Lending, we improve the lives of borrowers by delivering a streamlined lending experience to help individuals and families thrive.

So there’s no reason to wait. We’ll get you home!

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You may opt out at any time.

Here you’ll find the information you need to start your home renovation loan journey. Make your house the home you love.

Renew. Reimagine. Renovate.

No matter your renovation needs, Planet has the right mortgage tool for the job.

FHA 203(k) Limited & StandardGreat for buying or refinancing and renovating at the same time. Do small projects like new kitchen finishes or large ones like an added bath or bedroom.

Fannie Mae HomeStyle®A HomeStyle® renovation mortgage loan can fund luxury upgrades, like a backyard pool oasis or renovate the inside of your home to make it yours. ADUs also permitted!

Freddie Mac CHOICERenovation®Build an office space, a pool, or add an Accessory Dwelling Unit (ADU) — perfect for improvements that add value to your home.

VA Alteration & RepairsEligible VA borrowers can finance home upgrades — add accessibility or upgrade to make it the home of your dreams!

High-Balance Renovation LoansIn a high-cost area, access the equity in your home with an FHA or Conventional cash-out refinance. For example, turn a bath into a resort-worthy spa!